Home Page Get A Quote Get A Quote

Trucking insurance is required by law for both businesses and owner-operators who provide trucking services. However, the legal requirements are few and there are many additional types of coverage that are designed to protect your trucking business more completely. Let’s look at some of the coverages that you may want to consider:

·         Primary Liability: Every rig, even leased units, must have primary liability coverage, which protects third parties who suffer bodily injury or property damage following an accident.

·         General Liability: This coverage protects third parties from injury or property damage from accidents that occur when trucks are not on the road. For instance, a warehouse worker could trip and fall while unloading a truck.

·         Physical Damage: This coverage protects your rigs from damage as a result of collision, fire, theft, vandalism or severe weather. The premium is typically a percentage of the value of your equipment.

·         Non-Trucking Liability: This coverage protects trucks and third parties when the driver is not under dispatch. This may include trucks that are parked.

·         Cargo Insurance: Covers any damaged or lost freight during transit. This coverage may have exclusions such as unattended vehicle and maximum theft limits.

·         Terminal Coverage: Covers freight located at terminals. This coverage may have time limitations, such as 72 hours per load.

·         Warehouse Legal: Covers goods that are warehoused in the event of loss, damage, theft or fire. The amount of coverage is dependent on the goods being stored at any given time.

·         Non-Owned Trailer: This can be divided into liability and physical damage. Both cover trailers that you pull for a third party.

Ask what trucking coverage is right for you. Call Security First Associated Agency at (810) 732-5800 for more information on Flint trucking insurance.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014
  • 2013

View Mobile Version

Contact Us
Social Networking

Security First Insurance Agency
3526 Miller Road
Flint, MI 48507
P: 810-732-5800
F: 810-732-4154

The mission of Security First Insurance is to deliver professionally crafted and competitively priced insurance and risk transfer programs that safeguard our valued client’s financial futures.

Mon-Thurs: 8-5, Fri 8-4:30

Facebook Blog RSS Feed Twitter LinkedIn